Business Continuity Plan Template: Complete BCP Guide with Ready-to-Use Framework (2026)
February 21, 2026
Updated: February 22, 2026
27 min read
Risk Management
When a ransomware attack shut down Colonial Pipeline for six days in 2021, fuel shortages cascaded across the US East Coast. When CrowdStrike's faulty update brought down 8.5 million Windows devices in July 2024, airlines, hospitals, and banks scrambled to restore operations manually. Neither event was unforeseeable — but the organisations that recovered fastest were the ones with tested business continuity plans.
A business continuity plan (BCP) is a documented strategy for maintaining essential business functions during and after a disruption. It's not just a cybersecurity document — BCPs cover natural disasters, pandemics, supply chain failures, key person loss, and any event that threatens your ability to operate. Under modern regulations like NIS2, DORA, and ISO 22301, business continuity planning is a compliance requirement, not a best practice.
This guide provides a complete, practical framework for building a business continuity plan — from business impact analysis through recovery strategies to testing and maintenance.
Quick Reference
Details
What is a BCP?
A documented plan for maintaining essential business functions during and after a disruption
Key standard
ISO 22301:2019 (Security and resilience — Business continuity management systems)
Key framework
BCI Good Practice Guidelines (GPG)
Core components
Business Impact Analysis (BIA), risk assessment, recovery strategies, plan documentation, testing
DORA requirement
ICT business continuity policy; ICT response and recovery plans; annual testing
NIS2 requirement
Business continuity and crisis management (Article 21(2)(c))
ISO 27001 alignment
Annex A.5.29 (Information security during disruption), A.5.30 (ICT readiness for business continuity)
Testing frequency
At least annually; more frequently for critical processes
Key metric: RTO
Recovery Time Objective — maximum acceptable downtime
Key metric: RPO
Recovery Point Objective — maximum acceptable data loss
Key Takeaways
A business continuity plan ensures your organisation can maintain essential operations during and after a disruption — whether cyberattack, natural disaster, or supply chain failure
Share article
Need help with compliance?
Contact us for a free consultation
The Business Impact Analysis (BIA) is the foundation of all BCP planning — it identifies your critical processes, their dependencies, and the impact of their disruption
RTO (Recovery Time Objective) and RPO (Recovery Point Objective) are the two most important metrics — they drive all recovery strategy decisions
NIS2 and DORA both mandate business continuity planning with specific testing requirements
ISO 22301 is the international standard for Business Continuity Management Systems — pursuing certification demonstrates mature BCP capability
A BCP is only valuable if it's tested regularly — untested plans fail when you need them most
Crisis communication is a critical but often overlooked component — who says what, to whom, and when
Business continuity and incident response are complementary: incident response handles the security event; BCP handles the business operations continuity
The BIA is the foundation of your entire BCP. It identifies which processes are critical, what resources they depend on, and what happens when they're disrupted.
BIA Methodology
Phase
Activity
Output
1. Scope
Define which business units, processes, and locations to assess
BIA scope document
2. Data collection
Interview process owners; collect data on processes, dependencies, impacts
BIA questionnaire responses
3. Analysis
Determine criticality of each process; calculate impacts; set RTOs and RPOs
Process criticality ratings
4. Validation
Review findings with process owners and senior management
Validated BIA report
5. Prioritisation
Rank processes by criticality and recovery priority
Prioritised recovery list
Key BIA Metrics
Metric
Definition
Example
RTO (Recovery Time Objective)
Maximum time a process can be down before unacceptable impact
"Order processing must be restored within 4 hours"
RPO (Recovery Point Objective)
Maximum acceptable data loss measured in time
"We can lose up to 1 hour of transaction data"
MTPD (Maximum Tolerable Period of Disruption)
Absolute maximum downtime before the organisation's viability is threatened
"If order processing is down for >48 hours, we lose key customers"
MBCO (Minimum Business Continuity Objective)
Minimum level of service acceptable during a disruption
"Process 50% of normal order volume within RTO"
Impact Categories
Assess the impact of disruption across multiple dimensions:
How often should a business continuity plan be tested?
At minimum: full tabletop exercise twice per year and a technical recovery test (failover) annually. DORA requires financial entities to test ICT business continuity plans at least annually. After any major organisational change (restructuring, new systems, acquisition), conduct an additional test. Component tests (backup restore, communication cascade) should happen quarterly.
What's the difference between BCP and disaster recovery?
A BCP covers the entire business — people, processes, technology, facilities, and supply chain. A disaster recovery plan (DRP) is the IT-specific subset that covers the technical recovery of systems and data. Every BCP should include a DRP, but a DRP alone is not a BCP. Think of it this way: the DRP gets your servers back online; the BCP gets your business back operating.
How long does it take to develop a BCP?
For a mid-sized organisation, expect 3–6 months for a comprehensive BCP programme: 4–6 weeks for the BIA, 2–3 weeks for risk assessment, 3–4 weeks for recovery strategy development, 3–4 weeks for documentation, and 2–3 weeks for the first round of testing. Smaller organisations can compress this to 6–10 weeks with dedicated effort.
Is ISO 22301 certification worth pursuing?
ISO 22301 certification is valuable if your customers, regulators, or industry expect formal business continuity management. Financial services, healthcare, and critical infrastructure organisations benefit most. The certification provides a structured framework (similar to how ISO 27001 structures information security) and third-party assurance. If you're already pursuing ISO 27001, adding ISO 22301 leverages the shared management system structure.
How do BCP requirements differ between NIS2 and DORA?
NIS2 requires "business continuity and crisis management" as part of cybersecurity risk management measures (Article 21(2)(c)), including backup management and disaster recovery. DORA is more prescriptive: it requires a specific ICT business continuity policy (Article 11), ICT response and recovery plans (Article 12), backup policies and procedures, and testing at least annually (Article 13). Financial entities subject to DORA should align their BCP with both DORA and NIS2 requirements.
What should the RTO be for critical systems?
There's no universal answer — RTO depends on the business impact of downtime. Use your BIA to determine the financial, operational, regulatory, and reputational impact at various time intervals. Common benchmarks: mission-critical systems (payment processing, trading): minutes to 1 hour; business-critical systems (ERP, email, CRM): 4–8 hours; important systems (HR, reporting): 24–48 hours. The RTO must be achievable by your IT recovery capability — if not, invest in better recovery infrastructure or adjust business expectations.
How do we handle business continuity for remote/hybrid workforces?
Remote work has simplified some aspects of BCP (no single office dependency) but complicated others (more distributed IT, home network security, employee wellbeing during extended disruptions). Key considerations: ensure all employees can access critical systems remotely; have backup communication channels if primary tools (Slack, Teams) fail; maintain physical security for home workers handling sensitive data; consider the impact of regional internet outages on distributed teams.
What is the relationship between business continuity and cyber insurance?
Cyber insurance policies increasingly require evidence of business continuity planning as part of the underwriting process. A documented, tested BCP can help secure coverage and may reduce premiums. During an incident, the BCP guides recovery while the insurance policy covers costs. Notify your insurer early in any incident that may trigger coverage — many policies require notification within 24–72 hours.
Related Resources
Incident Response Plan Guide — Complementary to BCP — covers the security incident handling that may trigger business continuity activation
DORA Compliance Guide — DORA's ICT business continuity requirements for financial entities
Virtual CISO Guide — How a virtual CISO oversees BCP development and testing
Conclusion
A business continuity plan is an investment in resilience. The organisations that survive and recover from disruptions aren't necessarily the ones that prevent every threat — they're the ones that plan for disruption, practise their response, and adapt continuously. Start with a business impact analysis, build recovery strategies that match your risk appetite, document clear procedures, test relentlessly, and keep the plan current.
Need help with business continuity planning? Vision Compliance builds business continuity programmes from BIA through testing — aligned with ISO 22301, NIS2, and DORA requirements. Schedule a free consultation →
Sources: ISO 22301:2019, BCI Good Practice Guidelines, DORA (EU 2022/2554), NIS2 Directive (EU 2022/2555), ISO 27001:2022, NIST SP 800-34 Rev. 1
Robert Lozo·Partner·mag. iur.
Robert Lozo, mag. iur., is a Partner at Vision Compliance specializing in EU regulatory compliance. He advises organizations on GDPR, NIS2, AI Act, and financial regulation, delivering audit-ready documentation and compliance roadmaps across regulated industries.
