Financial Compliance & AML

Comprehensive financial compliance solutions for EU markets

Service Overview

The financial sector faces one of the most complex regulatory environments in the EU. Vision Compliance provides expert advisory for all aspects of financial compliance, from MiFID II and DORA to AML/KYC programs, ensuring your institution not only meets legal requirements but also builds trust with clients and regulatory authorities.

Our Financial Compliance Services

MiFID II / MiFIR Compliance

Implementation of Markets in Financial Instruments Directive requirements, including trading transparency, transaction reporting, investor protection, and organizational matters.

AML / KYC Programs

Comprehensive anti-money laundering and know-your-customer programs according to EU directives, including 5th and 6th AML directives, risk assessments, and continuous monitoring.

DORA - Digital Operational Resilience

Implementation of Digital Operational Resilience Act for financial institutions, including ICT risk management, testing, incidents, and third-party risks.

PSD2 and Payment Services

Compliance with Payment Services Directive, strong customer authentication, open banking, and consumer protection.

CRD VI / CRR III - Banking Regulations

Advisory on capital requirements, risk weighting, leverage ratios, and regulatory reporting under Capital Requirements Directive.

Solvency II - Insurance

Implementation of Solvency II requirements for insurance companies, including risk management, capital, reporting, and governance structures.

Our Methodology

Four-phase approach to financial compliance

01

Regulatory Assessment

Mapping all applicable EU and national financial regulations, identifying obligations, and understanding your institution's specifics.

02

Gap Analysis & Risk

Detailed analysis of current compliance state, identifying gaps, assessing non-compliance risks, and prioritizing actions.

03

Solution Implementation

Development of policies and procedures, implementation of controls, employee training, establishment of reporting systems and documentation.

04

Continuous Monitoring

Regular audits, updates on new regulations, control testing, regulatory reporting, and continuous improvement.

Key EU Financial Regulations

MiFID II / MiFIR

Market transparency and investor protection

In force since 2018

DORA

Digital operational resilience

Applicable from January 2025

5th & 6th AML Directive

Anti-money laundering and counter-terrorism financing

In force

PSD2

Payment services and open banking

In force since 2018

CRD VI / CRR III

Capital requirements for banks

Applicable from 2025

GDPR

Personal data protection for clients

In force since 2018

Solvency II

Capital and risk for insurers

In force

EMIR

European Market Infrastructure

In force

Who We Serve

Banks and savings institutions
Investment funds
Brokers and securities traders
Insurance companies
Fintech companies
Payment service providers
Asset management companies
Cryptocurrency exchanges and platforms

Regulatory Bodies

We work with key financial regulators:

EBA - European Banking Authority
ESMA - European Securities and Markets Authority
EIOPA - European Insurance and Occupational Pensions Authority
ECB - European Central Bank
Hanfa - Croatian Financial Services Supervisory Agency
National central banks

Frequently Asked Questions

What is DORA and when does it take effect?

Digital Operational Resilience Act (DORA) is an EU regulation requiring financial institutions to strengthen cybersecurity and operational resilience. It takes effect on January 17, 2025, and applies to banks, insurers, investment firms, and other financial entities.

How does MiFID II affect reporting?

MiFID II requires detailed reporting of all transactions in financial instruments to competent authorities. This includes data on instruments, quantity, price, time, and parties involved in the transaction, with reporting deadline by the end of the next working day.

What does an AML program include?

An AML program includes money laundering risk assessment, KYC (Know Your Customer) policies and procedures, customer due diligence, continuous transaction monitoring, suspicious activity reporting, employee training, and program audits.

Is Vision Compliance authorized for financial advisory?

Vision Compliance provides compliance advisory services for financial regulations but does not provide financial advisory, investment advisory, or asset management services. We focus exclusively on regulatory compliance.

Ensure Financial Compliance

Contact us for a free initial assessment of your financial compliance and a tailored implementation plan.

Schedule Free Consultation
Financial Compliance & AML Advisory | Vision Compliance